If I’ll get auto insurance policies here in Texas what information should I know?

Auto Insurance Policies In Texas
Reader’s Question:

If I’ll get auto insurance policies here in Texas what information should I know?

Leslie

Austin, TX



Hello Leslie! I’m guessing you’ll be buying your Texas auto insurance policies for the first time. So one of the most important things that you should know is the required auto insurance coverage here and that would be:

$20,000 for Bodily Injury Liability for every person in an accident
up to $50,000 for every accident
$25,000 for Property Damage Liability
That’s the basic coverage, meaning those are the minimum required auto insurance coverage here in Texas. That coverage is also referred to as 20/50/25.

I’m assuming that you are a young driver and with that you could save on your auto insurance policies by completing an approved driving course by the Texas Department of Public Safety (DPS). That still depends though with your insurance company but some insurers do give a discount for that. Moreover, if you get good grades in school you may also get a discount. Furthermore, being a member of youth organizations can also help you lower your auto insurance rates.

Meanwhile, if you are checking on auto insurance rates, it would be good to try shopping for insurance quotes online. That way you can get a lot of auto insurance quotes and you could do comparative shopping. That’s also an effective way of saving on your auto insurance rates. You can start now and I’m hoping you possibly land a very good auto insurance deal.

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