Reader’s Question:
I have more than one car and so have several automobile insurance policies. Can I put them all into one policy? Will this be cheaper?
Mike
El Paso, TX
When you have more than one car to insure, getting multiple automobile insurance policies will be very expensive. You should highly consider merging all the existing automobile insurance policies into one, so that you get to lower your rates significantly. It would be best to consult your automobile insurance agent on how to go about this procedure.
And since you’re concerned with getting cheaper automobile insurance, there are other ways you can employ to lower your automobile insurance rates. If your vehicles have safety features like airbags, automatic locking brakes, or anti-theft devices, then you should not forget to emphasize this to your insurance broker. This could get you big savings on your Collision and Comprehensive Insurance rates. To further save on your insurance payments every month, you may opt to get your homeowners insurance from the same company where you got your automobile insurance. This will qualify you for a multiple policy discount. Limiting the number of drivers listed in your automobile insurance policy can also lower your rates. When there are more drivers registered to drive a car, the possibility of that car getting involved in a car accident is higher. If limiting drivers is not possible, consider having the other drivers take state-approved defensive driving courses. Completing such courses automatically qualifies a driver for discounts. You could further significantly save on your insurance payments if you shop around and make comparisons between the different quotes that auto insurance companies will give you.
I have more than one car and so have several automobile insurance policies. Can I put them all into one policy? Will this be cheaper?
Mike
El Paso, TX
When you have more than one car to insure, getting multiple automobile insurance policies will be very expensive. You should highly consider merging all the existing automobile insurance policies into one, so that you get to lower your rates significantly. It would be best to consult your automobile insurance agent on how to go about this procedure.
And since you’re concerned with getting cheaper automobile insurance, there are other ways you can employ to lower your automobile insurance rates. If your vehicles have safety features like airbags, automatic locking brakes, or anti-theft devices, then you should not forget to emphasize this to your insurance broker. This could get you big savings on your Collision and Comprehensive Insurance rates. To further save on your insurance payments every month, you may opt to get your homeowners insurance from the same company where you got your automobile insurance. This will qualify you for a multiple policy discount. Limiting the number of drivers listed in your automobile insurance policy can also lower your rates. When there are more drivers registered to drive a car, the possibility of that car getting involved in a car accident is higher. If limiting drivers is not possible, consider having the other drivers take state-approved defensive driving courses. Completing such courses automatically qualifies a driver for discounts. You could further significantly save on your insurance payments if you shop around and make comparisons between the different quotes that auto insurance companies will give you.
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